Spending forecast…in the red for the Q1

16 Jan

Uh oh you guys, I’m going way over budget on my  ”treat yourself” allowance this month. I’ve decided on $150/month including restaurants but since Dine About Town is taking place this month, my restaurant dining expenditures will be higher than normal.

  • four restaurants at $36 each – $144
  • brunch – probably $20
  • massage – $75

That’s a total of $239. This doesn’t even include small treats like nail polish and coffee. And as if this month isn’t bad enough, the next two months aren’t looking so good either. I have two snowboarding trips planned in February and another two planned for March. Good thing I have a season pass and the March hotel fees were already paid in advance.

I wonder if this whole allowance thing is an exercise in futility. Now that I realize how much I’m overspending, I’m less inclined to go shopping and more determined to curb my Starbucks habit. Honestly, I wouldn’t cut a snowboarding trip because I’ve used up my allowance. I wouldn’t turn down brunch with a friend in order to save $20.  At the very least, setting an allowance has made me more conscious of my spending.  Baby steps, right?

*Of course, I realize that these are #firstworldproblems, #doubleincomenokids and #nomortage luxuries. I’m lucky and grateful to have this “problem.”

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